ADIB (Abu Dhabi Islamic Bank) is renowned for its reliable banking services in the UAE. With an ADIB business bank account, you can enjoy a range of benefits including instant money transfers, access to account chequebooks, business debit cards, digital banking solutions, and more.
The bank offers innovative banking solutions with flexibility and convenience to manage your business funds smoothly. In this article, we will delve into the features and advantages of an ADIB business account!
With tailored features to suit different businesses, ADIB has five business account types —
This account provides services customised as per your needs with a dedicated relationship manager. It offers exclusive features to smoothly manage your funds, including free business debit card, remarkable online banking platforms, personalized chequebooks, and more.
With a ton of features, this ADIB business account caters unique needs of different corporations or businesses. From hassle-free teller transactions to online banking services, the bank ensures to provide a holistic customer experience.
Opening an ADIB Business One account entitles you to free monthly teller transactions, a business debit card, and monthly account statements. This account provides you a range of financial services to help you succeed. It also offers flexibility with regard to minimum monthly balance requirements.
This ADIB business account is perfect for startups and growing businesses. It provides flexible and convenient banking solutions to certain business categories. If you open this bank account, you don’t need to maintain a minimum balance to streamline your business growth.
Businesses that use ADIB Point-of-Sale (POS) devices and settle sales using an ADIB merchant account are eligible for this account. Additionally, the bank waives the monthly maintenance fees if you keep the account's minimum monthly average balance of AED 200,000.
Tabled-below are the key features of the ADIB business bank account:
| Business Elite | Business Premium | Business One | Merchant Account | Business Connect |
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Here are the common eligibility requirements to open an ADIB account are as follows:
| Business Account | Requirements |
|---|---|
| Business Elite | Minimum monthly balance - AED 750,000 |
| Business Premium | Minimum monthly balance - AED 250,000 |
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Business One |
Minimum monthly balance - AED 5,000 |
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Business Connect |
Minimum monthly balance - Not required |
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Merchant Account |
Minimum monthly balance - AED 200,000 |
Here is the category-wise list of required documents to open an ADIB business account:
| Business Elite | Business Premium | Business One | Business Connect | Merchant Account |
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Note: Additional documents may be requested by the bank in certain circumstances.
Please note the following fees and charges when you open ADIB account in the UAE:
| Type of Charges (AED accounts only) | Business Elite | Business Premium | Business One | Business Connect | Merchant Account | |
|---|---|---|---|---|---|---|
| Monthly fees | AED 125 | AED 350 | AED 450 | AED 125 | AED 100 (If you keep your monthly balance above AED 200,000, the bank will waive it) | |
| Postdated cheque collection | AED 20 | AED 20 | AED 20 | AED 20 | AED 20 | |
| Debit card replacement | Included in monthly charges | AED 25 | AED 25 | AED 25 | AED 25 | |
| Subsequent chequebook issuance | Standardbranch | AED 150 | AED 150 | AED 150 | AED 200 | AED 150 |
| Online banking (ADIB Direct) | ||||||
| AED 70 | AED 70 | AED 70 | AED 70 | AED 70 | ||
Note: Scheduled fees and charges of the ADIB business account are subject to change. Check the updated charges on the bank’s official page.
With Paisabazaar.ae, you can easily open ADIB account online. We prioritize customer satisfaction and bring the best options from top banks in one place. Follow these simple steps below to open an account in just a few minutes:
We will connect with you shortly after reviewing your application.
With an ADIB business bank account, you can enjoy various benefits, including smooth management of funds, robust customer support, chequebooks facilities, debit card accessibility, internet banking services, and many more.
Yes, you can open ADIB business accounts in foreign currencies. The accounts are Business Elite, Business Premium, and Business One.
Yes, with ADIB Direct online platform, you can easily open an account online. Furthermore, you can also visit Paisabazaar.ae to open an online account.
The minimum balance requirement can vary depending on the business account type in the UAE.