ADIB Business Account

ADIB (Abu Dhabi Islamic Bank) is renowned for its reliable banking services in the UAE. With an ADIB business bank account, you can enjoy a range of benefits including instant money transfers, access to account chequebooks, business debit cards, digital banking solutions, and more.

The bank offers innovative banking solutions with flexibility and convenience to manage your business funds smoothly. In this article, we will delve into the features and advantages of an ADIB business account!

Different Types of ADIB Business Bank Account

With tailored features to suit different businesses, ADIB has five business account types — 

1. ADIB Business Elite

This account provides services customised as per your needs with a dedicated relationship manager. It offers exclusive features to smoothly manage your funds, including free business debit card, remarkable online banking platforms, personalized chequebooks, and more. 

2. ADIB Business Premium

With a ton of features, this ADIB business account caters unique needs of different corporations or businesses. From hassle-free teller transactions to online banking services, the bank ensures to provide a holistic customer experience. 

3. ADIB Business One

Opening an ADIB Business One account entitles you to free monthly teller transactions, a business debit card, and monthly account statements. This account provides you a range of financial services to help you succeed. It also offers flexibility with regard to minimum monthly balance requirements. 

4. ADIB Business Connect

This ADIB business account is perfect for startups and growing businesses. It provides flexible and convenient banking solutions to certain business categories. If you open this bank account, you don’t need to maintain a minimum balance to streamline your business growth. 

5. ADIB Merchant Account

Businesses that use ADIB Point-of-Sale (POS) devices and settle sales using an ADIB merchant account are eligible for this account. Additionally, the bank waives the monthly maintenance fees if you keep the account's minimum monthly average balance of AED 200,000.

Key Features of ADIB Business Account 

Tabled-below are the key features of the ADIB business bank account: 

Business Elite Business Premium Business One Merchant Account Business Connect
  • Open an account in different currencies
  • Personalised platinum account chequebooks
  • Manage your account anytime with the ADIB Direct online platform
  • Competitive rates on foreign exchange (FX)
  • Get free e-statements
  • Access to Investment options
  • Dedicated relationship manager
  • Up to 15 free teller transactions
  • Free Business Platinum debit card
  • Dedicated ADIB business centres​
  • Account available in different currencies
  • Get ADIB business gold chequebooks
  • Avail up to 7 free monthly teller transactions
  • Business gold debit card for free
  • Online banking platform to operate account anywhere
  • Free e-statements
  • Avail 3 monthly teller transactions for free
  • Get a free business classic debit card
  • Provide ADIB business classic chequebooks
  • Facility to open your account in different currencies
  • Enjoy Internet banking facility
  • Telex transfer is there with low charges
  • Free e-statements every month
  • Access up to 3 monthly teller transactions
  • Available in AED currency only
  • Enjoy a business classic debit card for free
  • Get business classic chequebooks
  • Accessible ADIB Direct online platform service
  • Free e-statements every month
  • Receive a free business classic debit card
  • Account available in AED only
  • Access classic chequebooks
  • Make a free teller transaction monthly
  • Low fees for using the ADIB Direct online platform
  • Free monthly e-statements

Current Account in UAE

Eligibility Criteria to Open ADIB Business Bank Account

Here are the common eligibility requirements to open an ADIB account are as follows: 

Business Account Requirements
Business Elite Minimum monthly balance - AED 750,000
Business Premium Minimum monthly balance - AED 250,000

Business One

Minimum monthly balance - AED 5,000

Business Connect

Minimum monthly balance - Not required

Merchant Account

Minimum monthly balance - AED 200,000

ADIB Business Account - Documents Checklist

Here is the category-wise list of required documents to open an ADIB business account: 

Business Elite Business Premium Business One Business Connect Merchant Account
  • Trade license/share certificate/incorporation certificate
  • Original Passport 
  • Emirates ID
  • Passport and Emirates ID of business partner
  • MOA
  • POA (if applicable)
  • Address proof
  • Trade license/share certificate/incorporation certificate
  • Signer passport and original Emirates ID
  • Partners passport and Emirates ID
  • MOA and POA (if applicable)
  • Proof of address
  • Trade license/share certificate/incorporation certificate
  • Valid Passport
  • Emirates ID
  • MOA
  • POA (if applicable)
  • Personal and entity address proof
  • Trade license/share certificate/incorporation certificate
  • Signer passport and original Emirates ID
  • Partners’ passport and Emirates ID
  • MOA and POA (if applicable)
  • Proof of address
  • Trade license/share certificate/incorporation certificate
  • Passport and original Emirates ID
  • Partners Passport & Emirates ID
  • MOA
  • POA (if applicable)
  • Address proof​

Note: Additional documents may be requested by the bank in certain circumstances. 

Open bank Account

ADIB Business Account- Fees and Charges

Please note the following fees and charges when you open ADIB account in the UAE: 

Type of Charges (AED accounts only) Business Elite Business Premium Business One Business Connect Merchant Account
Monthly fees AED 125 AED 350 AED 450 AED 125 AED 100 (If you keep your monthly balance above AED 200,000, the bank will waive it)
Postdated cheque collection AED 20 AED 20 AED 20 AED 20 AED 20
Debit card replacement Included in monthly charges AED 25 AED 25 AED 25 AED 25
Subsequent chequebook issuance Standardbranch AED 150 AED 150 AED 150 AED 200 AED 150
Online banking (ADIB Direct)
AED 70 AED 70 AED 70 AED 70 AED 70

Note: Scheduled fees and charges of the ADIB business account are subject to change. Check the updated charges on the bank’s official page. 

How to Open Bank Account in UAE?

With Paisabazaar.ae, you can easily open ADIB account online. We prioritize customer satisfaction and bring the best options from top banks in one place. Follow these simple steps below to open an account in just a few minutes: 

  • Click here to access the bank account lead form
  • Enter the correct details and submit it
  • Choose the ADIB business account on the quotes page and click on ‘Apply’

We will connect with you shortly after reviewing your application. 

Frequently Asked Questions

What are the benefits of opening an ADIB business account?

With an ADIB business bank account, you can enjoy various benefits, including smooth management of funds, robust customer support, chequebooks facilities, debit card accessibility, internet banking services, and many more.

Can I open an ADIB business account in foreign currency?

Yes, you can open ADIB business accounts in foreign currencies. The accounts are Business Elite, Business Premium, and Business One.

Can I open an ADIB business account online?

Yes, with ADIB Direct online platform, you can easily open an account online. Furthermore, you can also visit Paisabazaar.ae to open an online account.

What is the minimum balance in an ADIB business bank account?

The minimum balance requirement can vary depending on the business account type in the UAE. 

Ruchi Gohri

Ruchi Gohri

Senior Content Writer

Senior Content Writer | She has a penchant for writing and with over 5 years of experience, she plays around with words elegantly, crafting simple content for all to read. In her free time, she loves her couch either to read or catch on to her sleep.

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