Best Platinum Islamic Credit Card in UAE

What is a Platinum Islamic Credit Card?

Platinum Islamic cards provide you with enhanced privileges while adhering to the Sharia standards. Save and enjoy premium card perks without compromising ethical values. Experience luxury perks and even stay protected with various benefits like Travel & Accident Insurance, Extended Warranty, Credit Shield, and more. 

Best Platinum Islamic Credit Cards 

Several banks across the UAE have Platinum cards. Some cards come with annual fees, while others are free for a lifetime based on the perks they offer. We have curated a list of the best Platinum Islamic credit cards you can choose from that align with your lifestyle and financial requirements–

FAB Etihad Guest Platinum Card 

Features and Benefits of FAB Etihad Guest Platinum Card 

(1) Earn Etihad Guest Miles–

• Get a bonus of 10,000 Miles credited to your account on signing up for the card 
• Up to 5.5 Miles for each AED 10 spent 
• 25% Etihad Guest Miles discount voucher on spending AED 100,000 yearly 

(2) Enjoy travel perks, such as–

• 2 airport transfers annually

(3) Lifestyle privileges include–

• Four discounted cinema tickets for only AED 20 at Star, Cine Royal, and Reel Cinemas
• Discounted access to the top golf courses
• Exclusive access to hundreds of Visa offers

(4) Stay protected with–

• Credit Shield feature– pays off your outstanding bill in case you cannot make the card payment due to unforeseen circumstances
• Global Purchase Protection and Extended Warranty- protects your purchases for an additional 1 year beyond the actual manufacturer’s warranty
• International Medical and Travel Assistance- Complimentary international travel and medical coverage to secure your trip

Click here to Apply for this Card

ADCB Touchpoints Platinum Islamic Card 

Features and Benefits of ADCB Touchpoints Platinum Islamic Card 

(1) Earn Touchpoints–

• 10,000 bonus points on spending AED 10,000 monthly
• 1 point for every AED 1 spent

(2) Stay comfortable and relax while travelling with–

• 3 access to premium airport lounges across the globe yearly for free

(3) Lifestyle perks include–

• Up to 30% discount on 1,400+ restaurants across the UAE 
• Amazing deals on shopping, entertainment, travel, and much more
• Up to 3 BOGO VOX Cinema offers every month 
• 20% discount on Talabat orders

(4) Interest-free payment plans are available–

• 0% Easy Payment Plan on selected merchants 
• Balance Transfer facility within 90 days of card issuance, and the flexibility to repay the amount within 24 months 

(5) Stay protected with–

• Takaful Credit Shield- An optional plan that offers coverage against emergencies like natural death, permanent or total disablement, involuntary loss of employment, or critical illness for up to AED 100,000
• Purchase Protection- Secures you against accidental damage or theft of the purchased items

Click here to Apply for this Card

DIB Prime Platinum Card 

Features and Benefits of DIB Prime Platinum Card

(1) Earn Wala’a rewards–

• 2 rewards for every AED 1 spent
• 2.2 rewards on all retail spending in AED and other equivalent foreign currencies

(2) Stay at Visa Luxury Hotels and enjoy privileges like–

• Accommodation at discounted rates
• Get VIP guest status 
• Complimentary breakfast and internet access
• Automatic room upgrade, and more 

(3) Stay protected with–

• Purchase Protection- damage and theft protection of up to USD 3,000 per occurrence 
• Travel and Medical Insurance- coverage of up to USD 100,000
• Card Protection Plus- an optional feature for setting the card’s security preferences and transaction type preferences
• Credit Shield Takaful- takes care of your credit card bill payment in case you’re unable to pay due to unfortunate circumstances–
  • Death- coverage of up to AED 200,000
  • Permanent Total Disability- AED 200,000
  • Involuntary Loss of Employment- AED 30,000

(4) Get roadside assistance–

(5) Towing 

(6) Battery Boost

(7) Fuel Assistance 

(8) Vehicle Servicing, Pick Up and Drop Off, and more 

Click here to Apply for this Card

RAKIslamic Platinum Credit Card

Features and Benefits of RAKIslamic Platinum Credit Card 

(1) Enjoy travel perks, such as–

• Up to 7% credits back in the Booking.com wallet 
• Complimentary Travel Accident Takaful to cover you and your family against travel inconvenience, personal liability, and personal accidents
• Free access to 10+ VIP lounges across several countries

(2) The card offers amazing deals on lifestyle spends, including–

• Thousands of leisure and dining offers across South Africa and the Middle East with the priceless Specials mobile app

Click here to Apply for this Card

ADIB Etihad Guest Platinum Card 

Features and Benefits of ADIB Etihad Guest Platinum Card 

(1) Earn Etihad Guest Miles–

• Receive a welcome bonus of 50,000 Etihad Guest Miles 
• Up to 3 Etihad Guest Miles for each AED 4 spent

(2) Travel perks include–

• A free companion ticket voucher to fly on Etihad Airways in any class, subject to a minimum spending 
• Get a fast-track upgrade to Etihad Guest Gold Tier status 
• Complimentary access to airport lounges via LoungeKey 

(3) Save on lifestyle spending–

• Complimentary valet parking services at select locations across the UAE 
• Complimentary roadside assistance

Click here to Apply for this Card

Emirates Islamic Bank Etihad Guest Platinum Credit Card 

Features and Benefits of Emirates Islamic Bank Etihad Guest Platinum Credit Card 

(1) Earn Etihad Guest Miles–

• Up to 2 Miles for every USD 1 spent
• 2 Miles for each USD 1 spent on mobile wallets and online transactions 
• Up to 1.5 Miles for international transactions 
• Up to 1 Mile for domestic transactions 
• 10% Miles discount voucher on multiple spending with the card 

(2) Travel perks include–

• Exclusive privileges on booking accommodations at the Visa Luxury Hotel Collection 
• Visa International's multilingual global assistance 
• 2 complimentary Inflight Wi-Fi vouchers per membership year 

(3) Receive 50% cashback on buying cinema tickets

(4) Get protection benefits, like Purchase Protection and Extended Warranty

Click here to Apply for this Card

NBF Platinum Exclusive Credit Card 

Features and Benefits of NBF Platinum Exclusive Credit Card 

(1) The card is accepted globally–

• Instant cash withdrawal at 840,000+ ATMs
• Accepted at 20 million+ establishments
• Cash withdrawal over the counter at any NBF branch

(2) Convenient cash management with–

• Easy Payment Plans at 0% interest rates 
• Balance Transfer facility at promotional interest rates and a flexible repayment tenure of up to 24 months. 
• Withdraw up to 40% of your available credit limit at Visa-accepted ATMs worldwide
• With the Cash on Call feature, you can request additional funds of up to 70% of your available credit limit

(3) Up to a maximum of 4 free BOGO VOX and Reel cinema tickets 

Click here to Apply for this Card

CBD Visa Platinum Card

Features and Benefits of CBD Visa Platinum Card  

(1) Receive a welcome offer–

• No interest applies to the Quick Cash and Balance Transfer facility for 6 and 12 months, within 30 days of your card issuance

(2) Earn up to 1.5 CBD Reward points for each AED 1 spent 

(3) Enjoy travel offers–

• Book via Agoda.com and get up to 12% off at 985,000+ vacation rentals and hotels across the globe
• Up to 8% off on hotels with Booking.com

(4) An exclusive 20% discount at Emaar Attractions–

• Zabeel Sports District, except badminton
• Dubai Ice Rink general tickets 
• The Storm Coaster at Dubai Hills Mall
• Regular tickets at Nursery, Dubai Aquarium and Underwater Zoo Penguin Cove 

(5) Availability of the Credit Shield feature that pays off your card’s outstanding balance in case of any unfortunate event, such as untimely death, permanent total disability, and others 

Click here to Apply for this Card

Are You Eligible For a Platinum Islamic Credit Card?

Are you in search of the best Platinum Islamic credit cards? Once you’ve shortlisted the cards, make sure to check their eligibility requirements before applying–

Documents Checklist to Apply for the Best Platinum Islamic Credit Cards 

For your reference, we have categorised document requirements separately for nationals and expatriates. Further, we have created a sub-segment for salaried and self-employed individuals. Note that these are a set of general documents when applying for a Platinum Islamic credit card in the UAE–

For UAE Nationals 

For Expatriates 

How to Apply for the Best Platinum Islamic Credit Card via Paisabazaar.ae?

Instantly apply for a Platinum Islamic card through the digital portal of Paisabazaar.ae. 

Simply follow the set of instructions given below–

1. Tap to complete the lead form. 
2. Compare cards on quotes. 
3. Choose the one that aligns with your requirements. 
4. Apply and await a response from the bank. 

What Perks Does Paisabazaar UAE Offer?

• Several banks have collaborated with us. 
• Multiple cards with different categories are listed on our quotes. 
• We have an active customer assistance team to help you with your credit card needs. 
• Experience a seamless card application process. 

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Frequently Asked Questions About Best Platinum Islamic Credit Card