The ‘My Pay My Card’ is a prepaid salary card issued under LuLu Exchange. It integrates with bank/ATM networks and allows employees to receive wages, make payments, withdraw cash and track their spending via mobile.
Works like a debit card — powered via Mastercard or similar network — and gives access to ATMs in the UAE and internationally.
Make secure NFC contactless payments at retail stores, restaurants, and groceries.
Integrated mobile app for employees to view transaction history, set usage limits, reset PIN, block or replace card (if needed)
Benefits of the MyPay My Card
We have listed the perks offered by the MyPay card for both employers and employees —
Benefits for Employees
Immediate access to salary once the employer uploads and funds are released
Flexibility: Spend, withdraw, and remit money internationally, and make contactless payments
Security: NFC enabled, PIN protected, card replaceable via app
Benefits for Employers
Compliance with the Wage Protection System (WPS) and UAE labour regulations
Streamlined payroll process via My Pay Portal with reduced manual intervention
How to Use My Pay My Card?
Upon enrolling, each eligible employee receives a physical card. This card can be used at ATMs or POS terminals. To access My Card MyPay online, check out the steps given below —
Download and log in to the My Pay y Card app
Activate the card, set a PIN, and verify your details
Track your salary deposits and other essential information via the app
Use the card at UAE SWITCH ATMs (for withdrawals) or at retail outlets for contactless payments
MyPay My Card Balance Check
Here’s the process to check your card balance —
Log in to the payroll portal/app and go to the card section to view the current balance and recent transactions
You may also withdraw cash or check a mini‐statement at ATMs
19 Dec 2025Best Credit Cards in Dubai, UAE for January 2026Best Credit Cards in Dubai,UAE - Check Out the List of top 11 best Credit Card in UAE for January 2026 with Features & benefits. Also, know the eligibility criteria & Document Requirements for all Credit Cards.
19 Dec 2025QR Code Payments UAE: Fast & Secure TransactionsDiscover how QR Code Payments UAE enable secure, quick, and cashless transactions. Learn benefits for businesses and users in the UAE digital economy.
22 Aug 2025How to Apply for a Credit Card on 10000 Salary in UAE ?Looking for a credit card with a minimum salary on AED 10000 UAE? Here's how to get a credit card if you earn 10000 Salary. Check & apply for a credit card on an AED 10000 salary in UAE